Terms of Use
Last updated: July 4, 2025
1. Acceptance of Terms
By accessing and using the Inveskoralt website and services, you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to these Terms of Use, please do not use our services.
We reserve the right to update, change, or replace any part of these Terms of Use by posting updates on our website. It is your responsibility to check this page periodically for changes. Your continued use of the service following the posting of any changes constitutes acceptance of those changes.
2. Description of Services
Inveskoralt provides an online educational platform offering group and individual learning sessions, personalized learning paths, and live interaction with instructors focused on investment research education. Our services include:
- Access to online courses and educational materials
- Live interactive sessions with instructors
- Group and individual learning options
- Personalized learning path recommendations
- Progress tracking and assessment tools
We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice.
3. User Accounts and Registration
3.1 Account Creation
To access certain features of our services, you must register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.
3.2 Account Security
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to:
- Immediately notify us of any unauthorized use of your account
- Ensure that you log out from your account at the end of each session
- Use a strong and secure password
- Not share your account credentials with any third party
3.3 Account Termination
We reserve the right to suspend or terminate your account if you violate these Terms of Use or engage in activities that may harm our services, other users, or our reputation.
4. User Conduct and Responsibilities
When using our services, you agree to:
- Comply with all applicable laws and regulations
- Respect the intellectual property rights of others
- Not use our services for any unlawful or fraudulent purposes
- Not interfere with or disrupt the integrity or performance of our services
- Not attempt to gain unauthorized access to our systems or networks
- Not transmit any viruses, malware, or other malicious code
- Not harass, abuse, or harm other users
- Not impersonate any person or entity
- Not collect or store personal data about other users without permission
5. Intellectual Property Rights
5.1 Our Content
All content provided through our services, including but not limited to text, graphics, logos, images, video clips, audio clips, data compilations, and software, is the property of Inveskoralt or its content suppliers and is protected by copyright, trademark, and other intellectual property laws.
5.2 Limited License
We grant you a limited, non-exclusive, non-transferable license to access and use our services for personal, non-commercial educational purposes. This license does not include:
- Any resale or commercial use of our services or content
- Collection and use of any product listings, descriptions, or prices
- Any derivative use of our services or content
- Downloading or copying of account information for the benefit of another party
- Any use of data mining, robots, or similar data gathering and extraction tools
5.3 User Content
You retain ownership of any content you submit, post, or display through our services. By submitting content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, and distribute such content for the purpose of providing and improving our services.
6. Payment and Billing
6.1 Fees and Charges
Certain services may require payment of fees. You agree to pay all applicable fees as described on our website at the time of purchase. All fees are stated in the currency specified and are non-refundable except as expressly stated in our refund policy.
6.2 Payment Methods
We accept various payment methods as indicated during the checkout process. You agree to provide current, complete, and accurate payment information and to promptly update all information to keep your payment details current and valid.
6.3 Automatic Renewal
Some services may automatically renew at the end of the subscription period. You will be charged the then-current rate unless you cancel before the renewal date. You may cancel automatic renewal through your account settings or by contacting our support team.
7. Cancellation and Refund Policy
You may cancel your subscription or course enrollment in accordance with our cancellation policy. Refunds, if applicable, will be processed according to the specific terms disclosed at the time of purchase. Please refer to our separate Refund Policy for detailed information.
8. Privacy and Data Protection
Your use of our services is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information. By using our services, you consent to our collection and use of personal data as outlined in the Privacy Policy.
9. Disclaimers and Limitations of Liability
9.1 Service Availability
Our services are provided on an "as is" and "as available" basis. We do not warrant that our services will be uninterrupted, secure, or error-free. We make no warranties, expressed or implied, regarding the reliability, accuracy, or completeness of our services or content.
9.2 Educational Content Disclaimer
The educational content provided through our services is for informational purposes only and should not be considered as professional investment advice. You should consult with a qualified financial advisor before making any investment decisions. We do not guarantee any specific results from using our educational materials.
9.3 Limitation of Liability
To the maximum extent permitted by law, Inveskoralt shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:
- Your access to or use of or inability to access or use our services
- Any conduct or content of any third party on our services
- Any content obtained from our services
- Unauthorized access, use, or alteration of your transmissions or content
10. Indemnification
You agree to indemnify, defend, and hold harmless Inveskoralt and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with:
- Your access to or use of our services
- Your violation of these Terms of Use
- Your violation of any third-party rights, including intellectual property rights
- Any content you submit or transmit through our services
11. Third-Party Links and Services
Our services may contain links to third-party websites or services that are not owned or controlled by Inveskoralt. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused by or in connection with the use of any such third-party content or services.
12. Modifications to Services
We reserve the right to modify, suspend, or discontinue any part of our services at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of our services.
13. Termination
We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason, including but not limited to breach of these Terms of Use. Upon termination, your right to use our services will immediately cease. All provisions of these Terms of Use which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
14. Governing Law and Dispute Resolution
These Terms of Use shall be governed by and construed in accordance with applicable laws, without regard to conflict of law provisions. Any disputes arising from these terms or your use of our services shall be resolved through good faith negotiations. If negotiations fail, disputes may be resolved through binding arbitration or in courts of competent jurisdiction.
15. General Provisions
15.1 Entire Agreement
These Terms of Use, together with our Privacy Policy and any other legal notices published by us on our website, constitute the entire agreement between you and Inveskoralt concerning your use of our services.
15.2 Severability
If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall continue to be valid and enforceable to the fullest extent permitted by law.
15.3 Waiver
No waiver of any term of these Terms of Use shall be deemed a further or continuing waiver of such term or any other term. Our failure to assert any right or provision under these Terms of Use shall not constitute a waiver of such right or provision.
15.4 Assignment
You may not assign or transfer these Terms of Use or your rights and obligations under them without our prior written consent. We may assign our rights and obligations under these Terms of Use without restriction.
15.5 Force Majeure
We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, strikes, or shortages of transportation, facilities, fuel, energy, labor, or materials.
16. Contact Information
If you have any questions about these Terms of Use, please contact us:
Inveskoralt
Loughville House, Lahinch Rd
Loughvella, Clare
V95 Y52W, Ireland
Email: info@Inveskoralt.com
Phone: +353861011709
17. Acknowledgment
By using our services, you acknowledge that you have read these Terms of Use, understand them, and agree to be bound by them. If you do not agree to these terms, you must not access or use our services.